A new year represents a fresh start and, according to local estate agency Brown & Merry may be an opportune time to refresh your finances by reviewing your mortgage. With potential rate rises on the horizon and many competitive deals available, borrowers should take steps to lock into a fixed monthly mortgage payment or, alternatively, look to cut their monthly mortgage outgoings.
“As people make plans for the year ahead, it may also be wise to review your finances and see if there are any savings to be made,” says David Miles, Group Mortgage Services Managing Director. “We have already seen interest rates rise late last year and the Bank of England has hinted at further increases over the next few years, so it would be good to have a plan in place to deal with any potential rate changes and ensure you have the best product for your needs.”
“An appointment with one of our qualified consultants will, in next to no time, allow customers to gauge what might be available to them,” continues David. “Whether you’re looking to take your first step onto the property ladder, remortgage to a more competitive deal or to release funds for home improvements or further property purchases, we can assist. A review of your mortgage this January could be a very astute decision.”
Brown & Merry offers mortgage and remortgage advice from its network of branches and has access to many different mortgage products. To speak to a Mortgage Consultant, please contact your local branch.
A BROKER FEE MAY BE PAYABLE ON APPLICATION. OUR TYPICAL FEE IS £598.00.
Brown & Merry is a trading name of Sequence (UK) Limited which is registered in England and Wales under company number 4268443, Registered Office is Cumbria House, 16-20 Hockliffe Street, Leighton Buzzard, Bedfordshire, LU7 1GN. VAT Registration Number is 500 2481 05.
For the activities of advising on regulated mortgages and non-investment insurance contracts, Sequence (UK) Limited is an appointed representative of Connells Limited which is authorised and regulated by the Financial Conduct Authority. Connells Limited’s Financial Services Register number is 302221.